Tap to Pay on iPhone

Accept contactless payments right on your iPhone

Tap to Pay on iPhone is now available with Genius mobile pay. That means businesses can accept all types of in-person, contactless payments — from physical debit and credit cards to Apple Pay and other digital wallets. It’s easy and secure, and no additional hardware is needed. All you need is an iPhone.

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Close up of person making payment with card to iPhone

Close up of person making contactless payment with smart watch to handheld POS

Expand where you do business

With Tap to Pay on iPhone, anyone can do business in more places simply by accepting contactless payments on iPhone. The checkout experience makes it easy to reach new customers, take payments on the go and explore new ways of working to help reduce queues. All you need is an iPhone and the Genius mobile pay app.

Close up of phone with details of contactless payment on screen

No additional hardware

There’s no need to invest in and manage card readers and terminals, so Tap to Pay on iPhone makes it simple to start a new business or expand a current one. With just an iPhone and the Genius mobile pay app, anyone can accept contactless payments. It’s that simple.

Close up of two mobile phones making a contactless payment to one another

Privacy and security built in

Tap to Pay on iPhone uses the built-in security and privacy features of iPhone. When a payment is processed, Apple doesn't store card numbers on Apple servers - helping to protect your business and customer data.* So merchants and customers can rest assured that their data stays theirs.

Close up of mobile phone with PIN code on the screen

PIN transaction protection

Transactions that require PIN entry will automatically prompt a PIN entry screen when using Tap to Pay on iPhone. When that screen appears, Tap to Pay on iPhone is designed to prevent apps in the background from reading sensors that could give away any part of the PIN. When a payment is processed, Tap to Pay on iPhone is designed to prevent all photo, video, screenshot and screen-recording features on the merchant’s iPhone from capturing a customer’s card number or PIN information.

Accessible for everyone

For customers needing visual or other assistance, accessibility options are built into Tap to Pay on iPhone to help them securely enter PIN information. Audible instructions guide customers to draw their PIN on the screen or tap the screen to indicate each digit — tapping once for 1, twice for 2 and so on. To submit their PIN, they simply swipe right with two fingers.

It’s easy to get started

Once you're signed up as a merchant, you can get set up in 3 easy steps

Download the Genius mobile pay app

Complete sign-up information

Accept in-person, contactless payments — directly on iPhone

Get started with Tap to Pay on iPhone and the Genius mobile pay app today

Tap to Pay on iPhone requires a supported payment app and the latest version of iOS. Update to the latest version by going to Settings > General > Software Update. Tap Download and Install. Some contactless cards may not be accepted by your payment app. Transaction limits may apply. The Contactless Symbol is a trademark owned by and used with permission of EMVCo, LLC. Tap to Pay on iPhone is not available in all markets. For Tap to Pay on iPhone countries and regions, see https://developer.apple.com/tap-to-pay/regions.